Granted, you’ll need to start making monthly payments right away, and that’s hard for a lot of students to manage, so the impulse to roll the car into the student loans and not worry about it for four years is understandable. However, interest (likely at a high rate) will be accruing during those four years, after which the car in question will be at least four years old and will have lost much of its value even though you’ll be just starting to pay for it at a higher cost than it was originally worth. By the time the student loans are paid off, that car will probably be a distant memory.
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